Intelligence
Market Stats
Live mortgage rates, your local market inputs, and instant calculators — everything you need for a credible client conversation.
Section 1
Live Mortgage Rates
Weekly 30-year and 15-year fixed averages, straight from the Federal Reserve.
Section 2
Local Market Data
Update these numbers weekly from your MLS. Saved to this browser.
Section 3
Mortgage Calculator
Pre-filled with the current 30-year rate. Numbers update as you type.
Loan Inputs
$
%
$80,000 down · $320,000 financed
%
Prefilled from live FRED 30yr rate
Monthly Payment
$2,018
Principal & interest only — taxes & insurance not included
- Total interest
- $406,628
- Total cost
- $726,628
- Loan summary
- $320,000 financed at 6.48% over 30 years
Section 4
Affordability Quick Check
Standard 28% DTI rule — useful as a first-pass screening tool.
Affordability Quick Check
28% front-end DTI rule — updates instantly
$
Gross income before taxes
Assumptions
- 28% of monthly income → housing payment
- 30-year fixed at 6.48% (live FRED rate)
- 20% down payment
- Principal & interest only (excludes taxes/insurance)
Maximum home price
$554,892
Monthly housing budget
$2,800
At rate
6.48%